Has been in America under a fake marriage going on 4 years. The first two years she lived humbly. Recently, in this past year, I've notice she carries on herself fancy jewelry, beautiful, expensive handbags, etc. She's all dolled up, all the time. I couldn't fathom where she gets the money. She had lived with us since she got here and pays a meager $275 a month for rent and food to us.

A month ago, my husband and I went to refinance our home and found that the loan agent had a little problem with approving our loans due to my credit cards debts. I was astonished. Which credit cards I asked? Since I paid them off every single month. My husband and I had two joint credit cards: Discover & Visa. It turned out they were recently opened less than a year ago and there were 5 total. All delinquent. So I thought, have my mail been stolen? I tried to explain to the loan agents that I believe my identity has been stolen and there must be a mistake. I also asked if I could refute the charges. They said that it'll be hard since the credit cards has been opened using my home address and since then has not changed. The same home I'm living in NOW and trying to refinance.

Suspiciously and without my sister in-law's permission, I went home and enter her room, searching. There I found between stacks of books used a leverage for the four posts on the bed, were credit card statements, late fees, delinquent notices, addressed to me. OH MY GOD! OH MY GOD! OH MY GOD! My life. All five credit cards amounted to a debt of over $32,000.

My husband and I confronted her and all she could say was "I don't care!" No remorse, no sorry, no nothing. What actions can I take? How can I get my life back? THE BIMBO! IF I DON'T GET MY LIFE BACK, I'M GOING TO KILL HER!!!!!!

report her for stealing your identity and send her to jail for credit card frauds.

What action can you take with the supportive of your husband?? Give her a second chance if you could...Take all those she bought auction on ebay have her pay the debt...if she's not changing...it's time to report the truth.

__________________
Happiness is...being a Virgin!

report to the credit fraud thì she ở tù là cái chắc . nói rỏ với her để tìm cách giải quyết , như aution the items, ask her to work harder to pay back the debt in a year or two . otherwise report her .
to make a deal . have her sign some document such as permissionsor that she pay back in one or two years. chứ người việt với nhau mà để she ở tù thì tội quá . cái tội ăn cắp identifition người khác


CC

If it were me she's in jail or have gotten deported already.

well, you have to tell her straight out. either pay or going to the prison.....

oh yeah, she might get kciked out of the country after serving in the prison too.

If I were you, I would ask her to work hard and pay back the debt. If she refuses to pay for what she owes then bring her to court is the last solution.

Dù sao cung~ là ngươì trong nhà. Nêú có thễ gian` xêp' được thì cho cô ta 1 cô hội... Cô gaí đó thiệt wá đang'...Dam' lâý credit cards cuã chi dâu và anh minh` đi mua đồ saì riêng Lương tâm naò mà lam` vậy trơì? Co^ ta thie^.t wá đang' va` hit' thuo^c' chu*a~

Oh mi gosh, that chick deserves being deported back to VNam geezzz !!

Report her to the police so she can be deported.

please do not do anything that could harm her or ruin her future. 32K is not a big amount. please forgive her . just work harder and pay the debt on your own, which will make your husband love you more .

Tiền bạc là vật chất phù dù, nay còn mai mất , vì tiền bạc mà làm mất tình nghĩa trong gia đình thì không phải là nguoi Vietnam rồi . I am asuming you have some kind of religion, so let's love other people as we love ourself. forgive forgive forgive. Don't listen to those people, đa số họ là những nguoi viet mất gốc, không biết gì là nhân bản , lễ nghĩa trí tính của họ đã bị đồng tiền bán rẻ hết rồi .

Tiền bạc dễ kiếm , tri kỉ khó tìm .

Mat goc cai con me. gi? Con nho? do no dau co tinh nguoi, da'm an cap credit card cua anh chi xai tinh bo*, khi bi confront thi dam noi don't care. Goi canh sa't den co`ng dau no' bo tu`, roi file dispute voi credit bureau. Cai thu nguoi do fai cho vo tu ngoi se biet so*? Chu nghi cai kieu nguoi nha o da'm lam gi het thi minh lo^ voi ngu chu co gi hay? Mot khi no da'm an cap identity thi no o con nghi la nguoi nha nua.

Mad wife, report her to authority in able to clear up your credit. 32 grands of credit card debt will turn to 100 grands soon if you don't pay them sooner. Those interests of dequilent charges will kill your paycheck everyday. Take that damn biitch to jail And if you don't listen to my advices, don't ever think about buying anything or refinancing on credit. Your financial life is ruinted now and you have only 1 chance to save it! Only idiots will forgive in this case!

he he he ...for real?

man....Most people in VN thinks people in US picks money on trees U are definitely in a difficult situation. With that amount, it can summon up very quickly with interest rate and late fee. Tough to make decision on this. Hope things work out for you.

ba xạo. 32k for 4 years? identity theft ? ss stolen? damn xao....

it's within A YEAR. the total cost for 5 credit cards are $32K. Read again

__________________
Happiness is...being a Virgin!

even within a year ... , could be 32k , damn xạo...
has anyone had any credit card b4 ?

You think they gona deported her back to vn ?

why xa.o?? LD khg hieu?...5 cards=32K...average 6K per card...it's normal if she max the account with all those fancy purchases she has made!

__________________
Happiness is...being a Virgin!

I find this story hard to believe. The story is not impossible, but very hard to believe.

If your credit card bills were being sent to your home, how did you miss all those statements and demand letters? Once the bills are delinquent, credit card companies are calling your home continually. How did you miss those calls? Even if the sister in law gave a bad phone number or her own cell number, those credit card companies can look up your home phone number.

If your story is indeed true, you better go find an attorney. Besides the card credit problem, you likely have a problem with being an accessory to immigration fraud.